Charging through the platform has you pay all of the fees and take on chargeback liability, whereas charging directly passed those on to the managed account. This also affects the default statement descriptor and contact info on statements.

Hmm correct me if i'm wrong, but it doesn't seem like it would be that advantageous to take on the chargeback liability just for the statement description unless 'charging thru the platform' also provides a escrow system for the safety of the buyer.

When you charge through the platform we issue the charge on behalf the connected account, so you are never actually in the flow of funds.

Re: chargebacks, there are 2 situations where this becomes relevant:

- With managed accounts, you're responsible for losses in the end anyway. This mostly dictates which account balance the fee comes from.

- Generally if you're providing the customer support it can make sense to take on liability. Take Lyft for example: they don't debit driver bank accounts if they get a chargeback.