If money dries up, a bunch of startups living on speculative assets will trip, and the s&p will fall in evaluation. But that doesn't actually affect the core economy much.

I think we're in a massive AI bubble, but its a bubble that doesn't affect normal consumers much, so it's not too dangerous or concerning.

As for my prediction of what is needed for truly useful AI automation... i suspect the current bubble will pop before we solve it.