They might say they want it, but like a wise parent guiding the BNPL spending habits of a teenager, government is right to step in and stop shopkeepers from seeking to cheese their way through business (only in the short term) by relying on a fickle and unsustainable base of new creditors.

Putting a new group of people into predatory debt is a nice way to juice your numbers before you dump your shares, but it's not a good way to sustain an economy focused on producing real value.