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Now you have to explain how students got loans before 1998 and 2005, before student loans were made non-dischargeable.

https://www.forbes.com/sites/zackfriedman/2019/01/09/student...

The fact of the matter is that by making the loans non-dischargeable, lenders loosen their purse strings since risk of default is much lower. And colleges being on the receiving end of these loans are naturally going to move their prices upward to capture the increase.

Going back to the way things were in 1998 would go far in bringing down the astronomical tuition increases we see year after year.



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