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You're saving more than 50% of your pre-tax money? That is impressive and unusual.

I guess from that savings rate and the fact you only make 70k that you are fairly young with no kids? How much do you pay for rent/mortgage?



Not OP but in the Midwest big companies like John Deere start their engineers in the $60k range (at least when I interned there). The cost of living is just that much cheaper. My studio apartment while in college in Iowa City was $500 a month for a location just a five minute walk from the campus.


> You're saving more than 50% of your pre-tax money? That is impressive and unusual.

Many in the Financial Independence community are upwards of 70%. Having a partner with the same goal can keep that savings rate as high even with kids. Otherwise it's not very likely.


I don't understand... I live in NYC on a $130k income and am having trouble figuring out ways to spend more than 50% of pre-tax.

What exactly are people spending on? I'd think it'd be really easy for people in tech companies to save upwards of 70% with high salaries and the performance of tech stocks.


Ex-New Yorker here, I've seen my single co-workers spend all their money with expensive rents, gadgets, social life and traveling.




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